House (photo)Homeowners insurance protects the owner of a house or condominium against losses occurring to the building and its contents as well as loss of its use, loss of other personal possessions of the homeowner, as well as liability insurance for accidents that may happen at the home.

For many of us, our home is one of our most valuable possessions. There is nothing quite like the wonderful feeling of a having a place to call home, and nothing worse than the sinking feeling of losing it.   Carrying proper homeowners insurance helps to make sure that we will still have a home if the unexpected occurs.